FD · Delhi
FD Calculator for Delhi
Calculate fixed deposit maturity in Delhi, Delhi NCR. All major banks (SBI, HDFC, ICICI, Axis, BoB) and small finance banks have branches in Delhi. Use this to compare deposit options before locking in.
Inputs
₹
₹1.0 K₹1.00 Cr
%
1.00%15.00%
yr
1 yr20 yr
Maturity value
₹1,90,556
Deposited
₹1,00,000
Interest
₹90,556
Compound growth
Quarterly · 6.50%
FD rates available in Delhi (May 2026)
| Bank | 1 year | 3 year | 5 year |
|---|---|---|---|
| SBI | 6.25% | 6.40% | 6.50% |
| HDFC Bank | 6.25% | 6.45% | 6.40% |
| ICICI Bank | 6.50% | 6.70% | 6.50% |
| Axis Bank | 6.50% | 6.70% | 6.50% |
| Equitas / Ujjivan / AU SFB | 7.50–8.50% | 7.75–8.25% | 7.50–8% |
Senior citizens get +0.50% across all banks. DICGC insures up to ₹5L per depositor per bank.
FD vs other options for Delhi savers
Delhi has high cost of living and salaries. Pure FDs barely beat inflation post-tax. Mix FD (emergency fund) + PPF (long-term debt allocation) + ELSS (equity tax-saver) for the right balance.
TDS rules
- • TDS at 10% if FD interest exceeds ₹40,000/year (₹50,000 for seniors) per bank
- • 20% TDS if PAN not provided
- • Submit Form 15G (under 60) or 15H (60+) if total income is below taxable limit
- • Interest is fully taxable in your slab — TDS is just advance tax
Calculator works for any city. Generic FD calculator.