Investments
KVP Calculator
Kisan Vikas Patra — government-backed certificate where your money doubles. Current rate 7.5% means ~9.6 years to double. Available at every post office.
Inputs
Q1 FY 2026-27 · Doubles in 9.6 years · No 80C benefit, taxable interest
Year-by-year growth
Compounded annually until amount doubles
FAQs
How does Kisan Vikas Patra work?
KVP is a government-backed certificate that doubles your money in a fixed period. Current rate 7.5%, money doubles in ~115 months (~9.6 years). Backed by Government of India, very safe.
KVP rate FY 2026-27?
7.5% per annum (Q1 FY 2026-27). Doubles in 115 months. The "tenure" effectively varies as government changes the rate every quarter.
Does KVP qualify for 80C?
No, KVP doesn't qualify for Section 80C. Use PPF, ELSS, or NSC for 80C. Interest on KVP is also taxable per slab.
Can I exit KVP early?
Premature withdrawal allowed after 2.5 years from purchase. Also auto-encashable after 4 years if surrendered to authorised provider.