FD · Mira-Bhayandar
FD Calculator for Mira-Bhayandar
Calculate fixed deposit maturity in Mira-Bhayandar, Maharashtra. All major banks (SBI, HDFC, ICICI, Axis, BoB) and small finance banks have branches in Mira-Bhayandar. Use this to compare deposit options before locking in.
Inputs
₹
₹1.0 K₹1.00 Cr
%
1.00%15.00%
yr
1 yr20 yr
Maturity value
₹1,90,556
Deposited
₹1,00,000
Interest
₹90,556
Compound growth
Quarterly · 6.50%
FD rates available in Mira-Bhayandar (May 2026)
| Bank | 1 year | 3 year | 5 year |
|---|---|---|---|
| SBI | 6.25% | 6.40% | 6.50% |
| HDFC Bank | 6.25% | 6.45% | 6.40% |
| ICICI Bank | 6.50% | 6.70% | 6.50% |
| Axis Bank | 6.50% | 6.70% | 6.50% |
| Equitas / Ujjivan / AU SFB | 7.50–8.50% | 7.75–8.25% | 7.50–8% |
Senior citizens get +0.50% across all banks. DICGC insures up to ₹5L per depositor per bank.
FD vs other options for Mira-Bhayandar savers
In Mira-Bhayandar, lower cost of living means people often park larger amounts in FDs. But remember — FD interest is fully taxable as per slab. Anyone in 20%+ tax slab loses serious returns to taxes. PPF (7.1% tax-free) and ELSS (12% historical) usually win for amounts beyond emergency reserves.
TDS rules
- • TDS at 10% if FD interest exceeds ₹40,000/year (₹50,000 for seniors) per bank
- • 20% TDS if PAN not provided
- • Submit Form 15G (under 60) or 15H (60+) if total income is below taxable limit
- • Interest is fully taxable in your slab — TDS is just advance tax
Calculator works for any city. Generic FD calculator.